My First Car Loan

My First Car Loan

About Me

My First Car Loan

Before graduating from college with a graduate degree in accounting, my car died. Unfortunately, I needed a reliable vehicle because my commute to campus each day was over an hour long. My parents have always looked out for me. When my dad became aware of my situation, he agreed to make the first few months of payments on a new car for me. Due to my lack of a credit history, he also co-signed this first car loan of mine. Thankfully, I quickly obtained a job after graduation and began making my own monthly care payment. On this blog, you will learn how to obtain a car loan without a prior credit history.

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Factors That Affect Your Terms And Ability To Get An Auto Loan

8 December 2021
 Categories: , Blog

Buying a car is an expensive purchase, which is why many people turn to lenders for auto loans. Getting an auto loan offers a way to complete a car purchase without having the money for the car in your pocket. Getting a loan relies on several things, and you might want to know what these factors are before applying for a loan. These factors can also affect the terms the lender offers for the loan. Read More 

4 Compelling Reasons To Get A Home Equity Loan

10 November 2021
 Categories: , Blog

How long have you owned your home and built equity? Along the way, your home might need repairs that cost thousands of dollars, or your kids in college need money for their tuition. If you have considered getting a home equity loan but are unsure if your reason is good enough, here are some good reasons for the loan. Renovations Around Your Home Most homeowners take out home equity loans to improve their homes by renovating them. Read More 

Various Options For Consolidating Your Debt

29 September 2021
 Categories: , Blog

When you add up the debts you have, do you feel overwhelmed? If you owe a lot of money to all kinds of creditors, you might have trouble repaying the debts. If you make minimum payments, your balances might not even go down much each month. At some point, you might decide to consolidate your debts. Here are some of the various options you can use to achieve this goal. Read More 

4 Things To Know About Getting An Auto Loan With Bad Credit

1 September 2021
 Categories: , Blog

Your credit score follows you around and plays a massive role in your ability to get loans and credit lines. When you have a poor credit score, it can also impact your ability to get an auto loan. Fortunately, auto loans fall into the secured loan category, which means that the car you buy is the collateral for the loan. As a result, getting an auto loan with bad credit might not be as difficult as you think. Read More 

4 Lesser Known Benefits Of VA Loans

26 July 2021
 Categories: , Blog

Many people know the main benefits of getting a VA loan to buy a home, which include no down payment and no PMI. However, there are a few lesser-known benefits that you should be aware of if you are considering a VA loan. Lower Closing Costs  You'll find that the closing costs related to a VA loan are going to be cheaper than those for a traditional loan from a bank. Read More