My First Car Loan

My First Car Loan

About Me

My First Car Loan

Before graduating from college with a graduate degree in accounting, my car died. Unfortunately, I needed a reliable vehicle because my commute to campus each day was over an hour long. My parents have always looked out for me. When my dad became aware of my situation, he agreed to make the first few months of payments on a new car for me. Due to my lack of a credit history, he also co-signed this first car loan of mine. Thankfully, I quickly obtained a job after graduation and began making my own monthly care payment. On this blog, you will learn how to obtain a car loan without a prior credit history.

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What You Should Know About Free Checking Accounts

4 December 2020
 Categories: , Blog

A checking account makes daily life much easier. With a checking account, you can pay your bills and make everyday purchases with no problems. This kind of account also gives you a place to deposit your paycheck and makes handling your money much easier. While having a checking account is essential, fees and other costs may apply. If you want to avoid fees, you should consider a free checking account. Here are three things that you should know when searching for this kind of checking account. Read More 

3 Questions To Ask When Applying For A Personal Loan

3 November 2020
 Categories: , Blog

You might experience times in life when you run short on cash. When you encounter these situations, where can you turn for money? Many people turn to personal loans. Getting a personal loan can help you get through rough financial situations, but you might want to ask a few questions before taking the loan. Here are three questions to ask the lender when pursuing a personal loan. 1. Does The Loan Require Collateral? Read More 

What To Know About Conforming Loans

17 September 2020
 Categories: , Blog

Do you need a mortgage but you're a bit confused about some of the terminology being used by your mortgage lender? Mortgages are essentially organized in one of three categories, which are known as conforming, high-balance, and jumbo loans. Here is what you need to know about conforming loans so that you can be well informed.  What Qualifies As A Conforming Loan? One of the main things that qualifies as a loan is a conforming loan is the amount of the loan itself. Read More 

3 Things To Know Before You Take Out A Mortgage

17 August 2020
 Categories: , Blog

If you are purchasing a home, you will want to spend time taking a close look at your financing options. A home is a financial commitment, and unless you can afford to pay in cash, chances are you are taking out a mortgage. There are a lot of things to keep in mind when you are searching for a mortgage. There are also a few things that you need to be aware of before you choose a lender. Read More 

Should I Put 20 Percent Down On My New Car?

16 July 2020
 Categories: , Blog

You've done your research and now you're ready to buy a car. Naturally, you're wondering what your down payment should be. Many people will tell you 20 percent, and that's typically a good answer. It's smart to make at least a 20-percent down payment on a new car if you can afford it. If you can't make 20 percent, get as close as you can. It will boost your chances of getting favorable loan terms, keep your payments lower and make it less likely you'll end up " Read More