My First Car Loan

My First Car Loan

About Me

My First Car Loan

Before graduating from college with a graduate degree in accounting, my car died. Unfortunately, I needed a reliable vehicle because my commute to campus each day was over an hour long. My parents have always looked out for me. When my dad became aware of my situation, he agreed to make the first few months of payments on a new car for me. Due to my lack of a credit history, he also co-signed this first car loan of mine. Thankfully, I quickly obtained a job after graduation and began making my own monthly care payment. On this blog, you will learn how to obtain a car loan without a prior credit history.

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2 Loan Programs That Allow You To Buy A House With Little Money Down

5 October 2016
 Categories: , Blog

If you do not have a large sum of money saved up, you may be under the impression that you will not be able to get approved for a home loan. While some home loan programs do require up to 20% down, there are also others that require much less than this. Therefore, you might be able to qualify for a home loan even if you do not have a lot of money. Read More 

2 Reasons To Utilize A Home Equity Loan

15 September 2016
 Categories: , Blog

One of the most useful types of loan that you can take advantage of is a home equity loan, but only if you use it responsibly as taking out a large home equity loan and being unable to pay it off can put your house at risk of being seized. Listed below are two reasons to consider utilizing a home equity loan.  Pay Off Credit Cards One of the best reasons to consider a home equity loan is if you and your family have built up a large amount of credit card debt that has high interest rates. Read More 

First-Time Mortgage Tips for Freelancers

1 August 2016
 Categories: , Blog

Freelance work has become a viable alternative to both regular employment and traditional self-employment. As a freelancer, you work as a contractor for one or more companies, or you may build and manage your own client base. When it comes time to buy your first home, though, you may run into a few extra challenges. This is because banks sometimes see the self-employed, and especially freelancers, as higher risk. The following tips can help you navigate the challenges and get a home loan. Read More 

3 Benefits Of Title Loans

1 July 2016
 Categories: , Blog

Are you short on cash? If so, you might be looking into your options for borrowing money. There are plenty of options out there, including pawn shop loans, personal loans through a bank or credit union and more. One loan option that can be particularly appealing is the title loan. With this type of loan, the lender holds the title to your vehicle and loans you the money. You can still continue to drive your car in the meantime, but if you don't make your payments, you could lose your vehicle to repossession. Read More 

3 Things To Consider When Trying To Lower Your Mortgage Rate

27 May 2016
 Categories: , Blog

When you are shopping for a home loan, you obviously want the best mortgage rate that is available to you. This is why it's important to talk about these three things with your mortgage broker to determine what is going to help you lower your mortgage rate: A Fixed or Adjustable Rate:  Talk to your mortgage broker about a fixed or adjustable rate. A fixed rate is going to have a set interest that you are going to pay throughout the life term of the loan. Read More